Working Capital & Cash Credit Advisory in India
Efficient working capital management is crucial for sustaining operations and supporting business growth. K Konsultancy provides structured advisory for CC, OD, and trade finance facilities tailored to business cycles.
Working Capital Solutions We Structure
Cash Credit (CC)
A flexible working capital facility allowing businesses to withdraw funds against inventory and receivables to manage daily operational needs.
Overdraft (OD)
A revolving credit facility that enables businesses to withdraw funds beyond their account balance for short-term liquidity support.
Bill Discounting
A financing solution that allows businesses to receive immediate funds against unpaid invoices before their due date.
Bank Guarantees
A financial commitment issued by a bank ensuring that contractual obligations or payments will be honored if the borrower defaults.
Foreign Bill Discounting
A trade finance facility that provides immediate liquidity against export bills before payment is received from overseas buyers.
Letter of Credit (LC)
A bank-backed payment assurance used in trade transactions to guarantee payment to suppliers upon fulfillment of agreed conditions.
Challenges Businesses Face
- Underutilized limits
- High interest costs
- Inefficient collateral structures
- Delayed limit enhancements
- Underutilized limits
We restructure facilities to optimize liquidity and reduce cost.
Our Advisory Approach
Ideal For
- Manufacturing Businesses
- Exporters & Importers
- Traders
- Fast-Moving Inventory Businesses
- Manufacturing Businesses